Mortgage loan officers typically require the following information to process a loan application:
1 Most recent payroll stub(s) covering a full month, showing year-to-date income.
2 W-2 forms for 2024 and 2025. (Or tax returns if self-employed.)
3 Most recent two months of statements from IRA and retirement accounts.
4 Most recent two months of bank statements from checking and savings accounts.
5 The contact information for your homeowners insurance agent.
| Today’s Purchase Rates effective as of , . |
| Rate | APR | |
| 30-year fixed | ||
| Months 1-12 |
*Based on a conventional 30-year fixed mortgage at 80% LTV with a 780 credit score for an owner-occupied, single family residence. Refinance is rate and term. 30 day lock period. The monthly principal & interest payments are for months 1-12 and for years 2-30. There is no escrow account for taxes and hazard insurance. Rates can change at any time. Subject to borrower approval.
Colorado Mortgage Originator License: NMLS 460275 / 232720
